Free · Android

Know where your money actually goes.

A free expense tracker and budget planner that works completely offline. No account, no ads, and your financial data never leaves your phone.

Free forever. No subscription, no in-app purchases, no trial.

Financial health score screen in Spen Spen dashboard showing balances, income, expenses and budget
No accountNothing to sign up for
No adsNot now, not later
Works offlineEvery feature, no signal
Stays on deviceNo servers, no tracking

Everything you need, nothing you don't.

Built for people who want to understand their spending without handing their bank details to a free app.

Fast expense logging

Add an expense in a few taps with custom categories, multiple accounts, and separate profiles for personal, business and family money.

Budgets that warn you

Set a monthly limit per category and get alerted before you cross it — not in a report after the month has ended.

Financial health score

One clear number for how your money is doing, with a 50/30/20 breakdown across needs, wants and savings.

Trip tracking

Give any journey its own budget. See spending by category, day and account, with a second currency shown alongside your own.

Recurring bills

Set up rent, EMIs and subscriptions once. Spen reminds you before each due date so nothing is missed.

Your data, portable

Import and export as CSV whenever you like, and back up to your own Google Drive. Nothing is locked in.

Privacy

Your money is nobody else's business.

Most free finance apps pay for themselves with your data. Spen doesn't collect any, so there is nothing to sell, leak or lose.

No account required. Install it and start — there is no sign-up screen.
No bank linking. Spen never asks for credentials or reads your SMS.
Fully offline. Every feature works in airplane mode.
Locked down. Protect the app with a PIN or your fingerprint.
Verified on Google Play. The Data Safety section reads: no data collected, no data shared.
Trip summary screen in Spen showing total spend and breakdown

A look inside

Spen dashboard Spending breakdown chart Monthly budgets Trip summary

Start tracking in under a minute.

No sign-up, no email, no card. Install it and add your first expense.

Get it on Google Play